What type of card is 4658

For more information, call Barclays at While credit card number may seem like a random string of digits, they actually contain a large amount of valuable data about the card that can be used for validation and verification purposes.

The first digit of the card is known as the MII digit, and indicates the credit card's scheme. In this case, the MII of 4 indicates that this is a Visa card. This sequence uniquely identifies the bank that issued the card. Digits of the credit card number contain the Primary Account Number, or PAN, issued by the bank to uniquely identify the account holder.

These 8 digits are the most important part of the credit card number. The last digit of the card number the 16th digit in most cases is the check digit, which is calculated by applying a mathematical formula called the Luhn algorithm to the preceding portions of the account number. Just like your personal debit card, your business debit card lets you pay for things and withdraw cash practically anywhere in the world. Fast and convenient access to the money in your business account any time, at home or abroad.

Visa is recognised and accepted worldwide. You can use contactless wherever you see the symbol, whether in the UK or abroad. Contactless technology lets you make a secure payment in less than a second using your business debit card or your mobile device.

Yes, very safe. Your payments are processed using the same Visa payment technology we use to process chip and PIN payments. You may need to enter your PIN occasionally as an extra precaution to protect your account. Contactless cards use advanced security features that are independently approved by the Payment Card Industry. You can withdraw cash at any cash machine with a Visa or Link sign. The cash machine provider may apply a charge but this will be displayed clearly on the screen when you make the withdrawal.

There are millions of places you can use your debit card around the world — hotels, restaurants, shops and more. You can also withdraw local money from any cash machine abroad that has the Visa sign, whenever you need local currency. We can also arrange some emergency cash for you if you need some. See the latest debit card exchange rates. The cash machine provider may charge other fees too.

When you use your debit card abroad, some shops and cash machines might give you the option to pay in sterling. It helps you stay in control because your account balance is updated almost instantly with every payment you make. A credit card lets you borrow money to spend, up to an agreed limit, and pay it back later. You can pay for goods and services with your Barclays debit card wherever you see the Visa sign — online, in-store and over the phone. With Contactless Mobile you can link your Barclays debit card to your Android phone and use it to pay wherever you see the contactless symbol.

How much cash you can withdraw depends on the account you have with us and whether you have the funds available in your account or an arranged overdraft to cover the cash withdrawal. You can withdraw cash free of charge at our cash machines, and at other cash machines where you see the Visa or Plus signs. Some other companies may charge a fee. Where there are differences, the terms set out below will apply. The Travel Wallet feature is available if you have an eligible account and active debit card.

Please contact us using the details set out in your General Terms for more information on the eligible accounts and debit cards supported. We reserve the right to amend the debit cards and accounts supported at any time. The Travel Wallet can only be linked to a sole current account. If the linked current account is subsequently made joint, or the Travel Wallet moved to a joint current account, then we may require the Travel Wallet to be closed.

Any restrictions that you have chosen for your linked debit card will also apply to the Travel Wallet. These can be changed at any time within the app. If your linked debit card is replaced or reissued, for example on expiry or because it has been lost, stolen or damaged, then the new card will automatically be linked to your Travel Wallet.

In the event that your debit card is not automatically replaced and you choose not to request a new one, then your Travel Wallet will remain open but you will only be able to access it by contacting us using the details set out in your General Terms.

Currencies supported by Travel Wallet can be purchased with available funds in your linked account using your debit card, in app. You can select the amount of currency you would like to buy or the GBP amount for exchange and we will show an indicative amount to be debited from your linked GBP account and an indication of the amount of selected currency to be credited to your Travel Wallet.

A guaranteed exchange rate will then be offered for 90 seconds for you to confirm your acceptance. Once you have confirmed the exchange rate the purchase will be complete and the selected currency will be immediately available to use in your Travel Wallet. You can select the amount of currency you would like to exchange back into GBP or the GBP amount for exchange and we will show an indicative amount to be credited from your Travel Wallet to your linked GBP account.

Once you have confirmed the exchange rate the confirmed GBP amount will be credited to your GBP account and be immediately available to use. The exchange rate used for the purchase and sale of the currency plus any applicable margin will be available to view in app and will be shown on your Travel Wallet statement. Limits may apply to the amount of currency that can be purchased, stored and transacted using the Travel Wallet feature.

You can check these in app or by contacting us using the details set out in your General Terms. Currency held in your Travel Wallet can be used for transactions and withdrawals in the same currency using your linked debit card.

Travel Wallet allows you to use the same payment functions as available on your linked debit card, in accordance with the General Terms. We retain the right to amend the payment functions available on Travel Wallet at any time. Where a transaction or cash withdrawal is initiated in a currency held in a Travel Wallet, we will debit that currency amount from the available funds held in the applicable Travel Wallet.

Where a currency conversion is offered to you at point of sale or at an ATM, always consider if you hold the relevant currency of the transaction in your Travel Wallet before accepting. If you accept a currency conversion from a third party, we shall not be liable for the exchange rate provided or any associated charges that may be imposed by that merchant or ATM provider. Try to find out what the merchant or cash machine provider's commission charges are and what exchange rate they are using, as overall it may be more expensive to pay in sterling.

We do not charge you for transactions or cash withdrawals in a currency held in your Travel Wallet. Please be aware that other ATM providers may charge for cash withdrawals from your Travel Wallet and such charges will be deducted from your Travel Wallet.